Wednesday, 22 July 2015

SimbaPay Launches Free UK to Nigeria Money Transfers


SimbaPay, a digital money transfer provider has announced the launch of its money transfer service to Nigeria which would allow Nigerians living in the UK to send money to any bank account or mobile phone in Nigeria instantly.

The money transfer service offers zero fees for money transfers to Nigeria from the UK and would gradually roll out to Nigerians living in other EU countries.

Nyasinga Onyancha, CEO of SimbaPay says the company is excited to be “eliminating high money transfer fees for Nigerians in the UK who are sending money to their loved ones.”

The SimbaPay app, which is available for iOS and Android devices, also allows users to send money from the UK to Kenya.

DEMO Africa unveils 30 tech start-ups to pitch in Lagos


DEMO Africa today released a list of 30 technology start-ups from across Africa that will pitch their products at its 2015 edition to be held in Lagos, Nigeria in late September.

The list features eight Nigerian startups, including Mavis Computel, Oga Venue, TalkingBookz, CarpartsNigeria, Zuvaa, SmartEdu, PoshRite, iKon Tracker as well as eight Kenyan startups including InsureAfrika, Abacus, SimbaPay, ENT-Mobile, Bitsoko, BambaPOS, Shield Finance and LipaPlus.

Also, South Africa’s Edge Books, Bozza and Eco-mc2 as well as Ghana’s Zeepay and Flippy Campus, together with Egypt’s LockName and Raye7, Cameroon’s Koomza and Feem Wi-Fi, Zimbabwe’s IPC eProductivity and RoadRules, Uganda’s Roundbob, Tanzania’s Tango TV and Ivory Coast’s Airshop would also pitch at the event.

Interestingly, eight of the startups are finance-related while other popular sectors include Education, Transport and Logistics, Retail, Communication and Media and Entertainment.

The event will be co-hosted by DEMO Africa, Nigeria’s Ministry of Communications Technology and National Information Technology Development Agency (NITDA) in collaboration with LIONS@FRICA partnership and VC4Africa.

Xbox exclusive games coming to Windows 10

Microsoft is finally wetting gamers appetite with Windows. In an announcement made at the E3 conference today by Head of Xbox Phil Spencer, Microsoft will be bringing support for Xbox only games to Windows 10.

This means we should expect games like “Killer Instinct”, “Gears of War: Ultimate Edition” to be playable on Windows 10 – “We’re going to allow people to play on PC, to play on console, to play back and forth”, Phil says regarding the game “Killer Instinct”.


Additionally, Head of Game Studio Roy Fergusson noted that Gears of War: Ultimate Edition will be available for PC soon, with support for DirectX 12 and 4K resolution. :)

Multichoice Introduces Its New Decoder, DStv Explora In Nigeria


MultiChoice has officially introduced its new decoder called DStv Explora into the Nigerian market, after it launched in South Africa in early August.

The Explora comes with a 2 Terabyte (TB) hard drive, which is four times the size of those in DStv’s 2 Tuner which has a 500 GB storage capacity. It would also allow up to 220 hours of HD recording in addition to 20 movies in Box Office and 60 hours series of Catch Up content, although subscribers would have to wait until Q1 2014 to have access to the Box Office.

A company representative told TechLoy that more features will be added to the Explora in the next couple of months that would provide a great TV viewing experience to its subscribers.

The DStv Explora is currently being sold at Multichoice offices in Lagos for a retail price of N65,000 (without installation) and N71,300 (with installation).

Airtel Nigeria rolls out Wi-Fi service in Lagos


Airtel Nigeria has launched a Wi-Fi service to enable residents and visitors to Lagos to access the internet in public places through their smartphones, tablets, laptops and other smart devices, reports ITNewsAfrica.

The service, which is available to all mobile phone users, irrespective of their network, will also offer 15 minutes per month free to every user.

Already, Wi-Fi hotspots have been deployed at Ozone Cinema, Yaba, Silverbird Galleria, Victoria Island and Alausa Shopping Mall, Ikeja, while plans are underway to make the Airtel Wi-Fi Hotspots available at shopping malls, airports, universities and other areas of public interest in other major cities.

W.TEC Is Now Accepting Applications To Its 2015 Girls Technology Camp

Women’s Technology Empowerment Centre (W.TEC), a non-governmental organisation working to empower girls and women socially and economically, using ICTs in Nigeria has began accepting applications for its 2015 Girls Technology Camp.

This year’s tech camp, themed: ”Geeky Divas – Grooming ICTpreneurs”, which takes place from August 2 – 15, 2015 would help Nigerian girls develop an early interest in computers and other information technologies.

The 2-week long camp is open to 30 girls and will feature workshops on SCRATCH Programming with Raspberry Pi, Mobile Application Development, Digital Video Production, Graphics Designing, 3D Designing using Sketch-Up, Robotics Programming as well as excursions to technology companies and leadership activities.

The programme costs N 50,000 per student, including tuition, feeding, boarding, educational resources and excursions.

French telecoms giant, Orange in talks to acquire Airtel subsidiaries in Africa

French telecom giant, Orange has entered exclusive talks with Indian telecom giant, Bharti Airtel to explore the possible acquisition of its operations in Burkina Faso, Chad, Congo Brazzaville and Sierra Leone, according to a statement made available to TechLoy.

Although both operators say “there is no certainty of any binding agreement as a result of these discussions”, Orange CEO Stéphane Richard appears confident and optimistic. In a tweet posted on Monday, he expressed his enthusiasm for the acquisition talks.


Airtel, which entered the African region through a $10.7 billion acquisition of most of Zain’s African operations back in 2010, has reportedly been facing an uphill struggle in Africa.

If the Orange-Airtel deal falls through, it could see the French telecoms giant emerge as a strong competition for Africa’s leading telecoms operator, MTN.

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Staying In Lagos? These 4 Apps Are A Must-Have When You’re On The Go

The hustle and bustle of Lagos can be daunting atimes. From the noisy honking of vehicles to the nightmarish daily commute caused by traffic snarls in most parts of the city, you would need to adapt to your surroundings in order to survive.

Here are 4 mobile apps that could come in handy if you live in or are visiting Lagos:

Easy Taxi
Getting around the city of Lagos can be a pain, especially if you’re in a remote location, away from the heart of the city. Of course, there are taxis, but you don’t want to wait endlessly and be late for that meeting or appointment or haggle prices in the scorching sun, do you?

That’s where Easy Taxi, a taxi hailing app comes in. The app allows you to set your location, destination, calculate the fare and the arrival time while tracking driver’s identity and cab info. You can also message your driver while he is on the go and slide effortlessly to pay through your phone. Whether it’s late night, or early morning, Easy Taxi has got your back.

The app is available for Android, iOS and Windows Phone devices.

Traffic Butter
​Now when you’re on your way, you’ll need traffic updates. Enter Traffic Butter, a traffic monitoring app that eases out the traffic stress off you by providing real-time traffic updates in a concise way to help you navigate smarter and inform you of what routes to take and/or avoid.

The app is available for Android devices.

Hellofood
Hungry? You need not go through the stress of hailing a taxi or monitor traffic updates just because your stomach is asking you to. It gets worse when you’re stuck in the office and you’re too busy to go out for lunch. Say hello to the Hellofood app, a food ordering service which lets you enter your location and search for nearby delivery options.

The app allows you to select from over 200 different restaurants and place an order for food, after which you get a text notification when a restaurant confirms the order and how long it will take for your food to be delivered.

Hellofood is available on Android, iOS and Windows Phone devices.

Quickteller
As the name suggests, it’s a quick way to make payments, buy airtime, send or receive money without the need to go to the bank or use the ATM. Of course, there are other apps that let you make payments, but none of them allows payments to a large pool of merchants and businesses.

The Quickteller app is available for Android, Blackberry, iOS and Windows Phone devices.

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With 120 Million Facebook Users in Africa, Facebook Officially Opens For Business

Facebook has opened its first office in Africa to further the company’s commitment to help businesses connect with people and grow locally and regionally, according to a company statement made available to TechLoy.

The company’s Africa approach will see it partnering with governments, telecom operators, agencies and other stakeholders to deliver localised solutions to advertisers and users continent-wide.

Most especially, it will continue to focus on tailoring solutions, metrics and ad formats to the needs of customers and advertisers in the mobile-first, mobile-only African environment.

Based in Melrose Arch, Johannesburg, Facebook’s newest business office will be headed by Ogilvy veteran, Nunu Ntshingila, the company’s new Head of Africa.

The office is expected to support the significant growth of businesses and people using Facebook, with the social network’s active user population in Africa growing 20% from 100 million in September 2014 to 120 million in June 2015.

More than 80% of these people access Facebook from their mobile phones.

Facebook will initially focus on growing its business in anchor countries in the major regions of Sub Saharan Africa, including Kenya (East Africa), Nigeria (West Africa), and South Africa (Southern Africa).

The company would also be looking to grow its business in other supported territories such as Senegal, Ivory Coast, Ghana, Tanzania, Rwanda, Uganda, Zambia, Mozambique and Ethiopia.

BlackBerry to roll out BB 10.3.2 and Blend 1.2 to all BB10 devices in the coming weeks

BlackBerry has just announced that over the coming weeks, it’ll be shipping the BlackBerry 10.3.2 firmware update and BlackBerry Blend to all BB10 based devices.

According to BlackBerry, the update promises to provide more security and privacy in a bid to keep your productivity in the long run. BB 10.3.2 will arrive with a lot of device-wide enhancements.

A few of the improvements rolling out includes, BlackBerry Blend 1.2 which now features a fresh new user interface enhancing better navigations around messages and content ensuing users feedback. Blend also adds spell checking and the ability to reply directly from within its notification pop-ups and visual enhancements to file transfers.

Also included in the firmware update is better anti-theft protection in BlackBerry Protect which lets you disable your device when stolen, Camera performance improvements – low light performance in auto-mode, improved face-detection, and reduced blur caused by motion, and Meeting Mode in BlackBerry Calendar.

Finally, BlackBerry advises you backup your BlackBerry 10 device before any update.

Quickteller now allows Nigerians top-up UK mobile number

QUICKTELLER

Nigerians who travel to the UK often and wish to make their staying in touch while abroad easier will now be able to top-up their UK mobile phone, thanks to a new innovation from Interswitch’s Quickteller.

The service, which allows customers of any UK mobile line to top up either from their Nigerian payment cards or their bank accounts, can be accessed on the Quickteller website, and is available on all major UK mobile networks including Orange, Three, O2, T-Mobile, Vodafone, EE, Tesco Mobile, Asda Mobile, Lyca Mobile and Lebara.

The company says it launched the service based on market research that shows that of the approximately 49% of respondents who travel to the UK at least once a year, about 41% do not roam with their Nigerian SIM cards, which means that they use a UK number when they are in the UK.

Following it success, Interswitch plans to extend the service to South Africa, USA and the UAE. According to the company, it currently has over 3 million active users of the Quickteller platform in Nigeria, making it the most popular online Value Exchange portal in the country.

Cisco to invest $10 billion in China expansion

Cisco, the world’s biggest maker of switching equipment and routers that run the Internet, has announced plans to invest more than $10 billion in China along with local business partners over the next several years.


Following high-level meetings between top executives and Chinese Vice Premier Wang Yang and other government agency leaders, the company said it had signed a Memorandum of Understanding (MoU) with China’s state planner, the National Development and Reform Commission, to expand investment in the country.

Cisco also signed an MoU with the Association of Universities (Colleges) of Applied Science (AUAS) to advance technical training of information and communications engineers, in a deal that will see it invest in a four-year network engineer training program with 100 universities and colleges of applied science recommended by AUAS.

The investment is expected to be used to fund innovation, equity investment, research and development and job creation.

Tuesday, 21 July 2015

Nigeria’s SWIFT Networks Acquires Chromecom, Plans 1,000 Additional 4G LTE Base Stations In Lagos

SWIFT Networks Limited, Nigeria’s leading provider of high-speed broadband and data services to enterprise and consumer customers has completed the acquisition of the spectrum of Chromecom (subsidiary of Monarch Communications Limited), another licensed operator.

With over 100,000 existing WiMAX customers expected to be migrated to the new 4G LTE network in the third quarter of 2015, the move is said to boost the broadband speed for its existing customers and additional capacity for prospective customers as part of its strategic positioning of high-speed broadband and data services in the country.

The company also announced that it has concluded arrangements for the deployment of over 1,000 4G Long Term Evolution (4G LTE) base stations in Lagos State to provide its teeming customers with unmatched broadband experience.

“With the additional spectrum from the Chromecom acquisition, the refarming of our WiMAX spectrum for 4G LTE services and the additional base stations deployment, we will deliver an ultra-fast broadband experience comparable to the best anywhere in the world,” said Charles Anudu, Managing Director of SWIFT Networks Limited in a statement.

Anudu added that the company believes in pursuing strategic initiatives in its constant quest for better service delivery to its valued customers as it continuously reinforces its brand essence and value proposition to its teeming customers.

In June 2013, SWIFT acquired the 4G business of Direct On PC (DOPC), which included the wireless, 4G infrastructure and co-related customers of Direct On PC in Lagos, Abuja and Port Harcourt. To this end, it is expected to expand its services into Abuja and Port Harcourt in a few months, following this recent acquisition.

“Delaying our expansion to Abuja and Port Harcourt till now was deliberate to ensure that we would have first nailed down the Lagos market properly and then mustered the resources, human and otherwise, experience, systems and processes to ensure that our success is replicated in these new markets,” says Chuma Okoye, the company’s Chief Operating Officer.

For customers, there will be significant benefits, says Philip Sonibare, the company’s General Manager, Consumer Sales and Marketing including a free upgrade to a much faster and more efficient and stable network allowing customers to exchange their 4G WiMAX modem without any cost.

The deployment of more of its spectrum and base station resources to add more capacity to the network, according to Sonibare, will enable the company to improve the experience of its existing 4G LTE customers.

Tuesday, 7 July 2015

New Website Reveals Personal Information Even Google Can't Find

New Website Reveals Personal Information Even Google Can't Find 


Ever try Googling someone only to come up with basic information and maybe a link or two to an outdated social media profile? There's a new website going around that promises to reveal much more then just a simple google search can show you.

Been issued a speeding ticket? Failed to stop at a stop sign? What about your family members? And friends? If you are like most of us, the answer to at least one of those questions is “yes”—the vast majority of us have slipped up at least once or twice.

An innovative new website—Instant Checkmate is now revealing the full “scoop” on millions of Americans.

Instant Checkmate aggregates hundreds of millions of publicly available criminal, traffic, and arrest records and posts them online so they can easily be searched by anyone. Members of the site can literally begin searching within seconds, and are able to check as many records as they like (think: friends, family, neighbors, etc. etc.).

Previously, if you wanted to research someone’s arrest records, you might have had to actually go in to a county court office—in the appropriate county—and formally request information on an individual. This process may have taken days or weeks, or the information might not have been available at all. With websites like Instant Checkmate, however, a background check takes just a few clicks of the mouse, and no more than a minute or two.

Want to give it a real-world test? Pull your own report. You might reveal long forgotten crimes you committed in your younger days. Even been busted for possession of a fake ID? Been caught shoplifting? Get in trouble with the cops for being rowdy at a bar? Instant Checkmate may reveal exactly when and where you were arrested.


"You might reveal long forgotten crimes you committed in your younger days." 

After that, search all of your family members. If your aunt gets a speeding ticket every month, you’ll know. If your parents have kept arrests hidden from you, you could uncover them instantly.

One of the most interesting aspects of Instant Checkmate is that it shows not only criminal records, but also more general background information like marriage records, divorce records, various types of licenses (medical, firearm, aviation, etc.), previous addresses, phone numbers, birthdates, estimated income levels and even satellite imagery of known addresses—it’s really pretty scary just how much information is in these reports.

In addition to giving information on the specific person you search for, the report also includes a scrolling list of “local sex offenders” for whatever region you’ve searched—along with a map plotting out the locations of those offenders. Peruse the ones that show up in your report. You might even discover someone you know on the list.



"You might even discover someone you know on the list"

Prepared to be shocked? Anyone can start running background checks on Instant Checkmate within a few seconds.

How Americans Deal With Naughty Tourists and Selfie-Stick Users




Would you use a selfie stick at an attraction where it was banned?
According to a recent survey, Americans most likely wouldn’t stop someone from using a selfie stick, despite a ban like the one at Disney World. They would, however confront armrest hogs on a flight and report misbehaving tourists to security.

The data comes from a newly released study by Travel Leaders Group, a travel agency, that asked 3,000 Americans what they would do if they were held in 10 different tourist-related situations. The circumstances were based on real-life controversies such as selfie stick restrictions and offending locals. (The latter refers to the incident where backpackers were arrested after offending Malaysian locals by stripping down on a sacred mountain earlier this year.)

The survey asked questions like, “If you knew it was prohibited and you saw another tourist taking photos with a selfie stick, what would you do?” and “If you are seated in the middle seat on an airplane and the people on either side of you staked out the armrests, what would you do?” In those conditions, the questionnaire found that 9 percent and 37 percent would stand up to the offenders, respectively.

“We encourage travelers take action, particularly in situations where tourists are demonstrating poor behavior by damaging major artifacts or skirting rules and regulations,” said Travel Leaders Group CEO Barry Liben. “Travelers should know they can always go to official personnel – be it security guards or flight attendants – if they don’t want to confront someone directly.”

For confrontational situations, like sitting behind someone who reclined the seat too far or catching a tourist defacing an attraction, results showed that travelers would ask someone in charge – like a flight attendant or security guard – to handle the situation.

Other things we learned about traveling Americans from the data: that they believe in each passenger’s right to recline his or her airplane seat (53 percent) and a majority of them don’t own selfie sticks (79 percent).

Monday, 6 July 2015

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Thursday, 2 July 2015

Calif. attacks send warning that Internet lines are 'basically unsecured'

A West Coast Internet provider says someone deliberately cut three fiber-optic cables connecting its customers to the Internet.
DENVER – Repeated and successful attacks on fiber-optic cables in California have security experts warning the Internet's physical infrastructure is "basically unsecured" and vulnerable to both casual and determined attackers.

FBI agents in California are investigating after someone early Tuesday morning severed three high-capacity fiber-optic cables, causing Internet outages in the San Francisco area and suburban Sacramento. It was the 11th such attack in a year. The outages highlighted the fact that virtually all information today is routed via the Internet, from phone calls and Facebook updates to remote security cameras.

Experts and the FBI say whoever cut the lines needed tools and expertise, and that it's unlikely the repeated acts are simple vandalism. The attacks generally happened in underground vaults where the cables were protected by sheathing called conduit.

Those underground vaults are rarely monitored, and often sit in remote areas. In many parts of the West, the cables are buried a few feet underground but their routes are marked by waist-high orange poles, and above-ground junction boxes are housed in easily accessible storage sheds. While the Internet was designed to be redundant, there aren't that many backbone cables. Cutting a few could cause widespread disruption.

"Our most critical infrastructure is basically unsecured," said Roger Entner of Massachusetts-based Recon Analytics.

Fixing the three cables cut Tuesday took more than five hours, and they were all in the same vault, the FBI said. What worries security consultants is that someone may be testing how long cable repairs take, and how customers respond.

"There are a lot of people who didn't get to watch 'House of Cards' and they're probably pissed," said Brian Laing of California-based Lastline, an Internet security firm.

Laing said a more sophisticated attacker could access the backbone cables and siphon off data, or even worse, conduct what's known as a "man in the middle" attack where data is intercepted, changed and then sent back on its way, with no one the wiser.

The FBI is investigating string of attacks against the Internet backbone in California, including one early Tuesday morning. Trevor Hughes/USA TODAY

Fiber-optic cables transmit data in pulses of light, sent down hair-thin strands of plastic or glass. FBI agents say whoever cut the cables has tools and equipment necessary to enter underground cable vaults and slice through protective conduit. High-capacity lines usually contain more than 100 individual fibers wrapped together. Many of the cables are thin enough they can be cut with scissors, a fragility belying their importance as the interstates of the information superhighway.

In April 2009, underground fiber-optic cables in California were cut at four sites, knocking out landlines, cell phones and Internet service for tens of thousands in Santa Clara, Santa Cruz and San Benito counties.

At high-security military installations, soldiers physically inspect fiber-optic cable daily, said Ralph Descheneaux of North Carolina-based Network Integrity Systems. Descheneaux's company makes military-grade equipment to remotely monitor fiber-optic lines for signs of tampering.

"You can spend a lot of money on encryption and fire walling, but you also need to cover the basics," he said. "At the end of the day, if you don't protect the actual transport mechanism, you're always going to have a point of vulnerability."

FBI agents are asking for the public's help in solving the rash of fiber-optic cable attacks, but warn the attackers might actually be dressed up as utility workers.

Google driver-less cars in accidents again, humans at fault--again

SAN FRANCISCO—Google's autonomous cars were once again involved in accidents while out mapping the streets of Mountain View, Calif. But in both instances, as with the dozen or so previous incidents over years of testing, humans in other vehicles were at fault, according to Google.

The search company released its latest autonomous-car monthly report Wednesday, detailing two accidents in which drivers rear-ended their driverless tech-equipped Lexus SUVs while stopped at a red light.

In one case, the offender hit Google's Lexus at around five miles an hour, and caused damage to the rear bumper. In another, the speed was even slower and there was no damage.

Although Google was for years reporting its accidents to the California Department of Motor Vehicles, it had not broadcast that data publicly. But after pressure from activist organizations such as the Consumer Watchdog's Privacy Project, it reversed its stance a month ago and created a website for a range of updates about its autonomous car project.

Self-driving cars continue to be the rage at both tech and automotive companies. Uber is busy building a stable of engineers lured away from robotics-focused Carnegie Mellon University, and Ford recently announced that it was moving its self-driving car efforts from a research project to a full-fledged engineering team.

This is the third time in a row Google's self-driving vehicle has been hit by inattentive humans. So far, Google cars have logged nearly 2 million miles around the Silicon Valley suburb of Mountain View, where Google is headquartered. A few weeks ago, Google began sending its custom-made self-driving car prototype on recon missions. It differs greatly from the heavily modified Lexus SUVs, and features seating for two and no trunk space.

All Google cars must by law have drivers behind the wheel as a safety precaution. Typically, those drivers take control of the self-driving car only in instances in which unfamiliar traffic situations leave the car stymied.

"Given the time we're spending on busy streets, we'll inevitably be involved in collisions (because) sometimes it's impossible to overcome the realities of speed and distance," the report says. "In the six years of our project, we've been involved in 14 minor accidents during more than 1.8 million miles of autonomous and manual driving combined. Not once was the self-driving car the cause of the accident."

Wow...

Wednesday, 1 July 2015

Drop these 5 words from your vocabulary if you want to be taken seriously at work

I think we can all agree that credibility goes a long way when it comes to your career. Having it opens doors—not having it leaves you outside on the stoop, debating whether you can fit through a window on the second floor.

And, not to pressure you, but everything you do affects your credibility—your public speaking skills, your body language and the actual words you say.

Yes, the words that come out of your mouth matter—and I’m not just talking about erasing the likes, ums and uhs. (You learned that in Sound Smarter 101.) There are other commonly used words that seem normal—but that are sneakily hurting your credibility every time you say them by suggesting that you lack commitment and capability.

So, before you enter another conversation with your boss, co-worker, or friend, make sure you eliminate these five from your vocabulary.

1. ALMOST

Almost is a seemingly innocuous word that we use all the time: “I’m almost finished.” “I’m almost there.” “I almost submitted my application to my dream company.”

I didn’t realize this word was a problem, until a speaker I was listening to pointed out that “almost” implies not going all the way. And it’s true. Whenever I say I “almost” did something—the truth is I didn’t. I didn’t finish, I didn’t arrive, I didn’t submit my application to my dream company.

So the next time you’re about to tell your boss that you’ve almost completed the project, don’t. Instead, share the progress you’ve made, give a time estimate for the parts still underway and show that you can get the work done.

2. SOMEDAY

The problem with “someday” is similar to “almost”—it reveals a lack of urgency. We’re “someday” going to start that side project, “someday” going to learn to code, “someday” going to find a better job. But right now, we’re too busy.

I probably don’t have to tell you that delaying our dreams with this word isn’t good. It’s also not great to respond to your supervisor’s assignments and co-worker’s requests with “someday.” If you’re truly swamped with work and can’t add a new project onto your plate, it’s better to say no (or ask to shift around other priorities), rather than to agree to and self-impose a nonexistent deadline.

3. TRY

Yes, we’re always encouraged to keep trying when it comes to reaching our goals. But at some point you have to stop trying and just start doing. Otherwise your co-workers will lose faith in your abilities.

Besides, expressing that we’ll “try” something implies that we’re not willing to assume full responsibility. Think about it: Would you rather let someone who wants to try to fix the problem take charge, or someone who wants to fix the problem? The latter, we’re sure.

So, when it comes to discussing unfinished projects with your team, don’t talk about what you tried to do—but what you actually did. And, if you must present the end goal or what you’re “trying” to achieve, highlight the tangible action steps so that you’re not just talking the talk, but walking the walk.

4. MIGHT

We get it: Making decisions, whether they’re career-related, finance-related, or people-related, is tough. But that doesn’t give us an excuse to go around saying we “might” do this and “might” do that—only to change our minds a few hours later. As human as it is to oscillate between options, our credibility decreases when our indecision affects our colleagues. After all, why should others feel confident in our choices if the words coming out of our mouths are filled with uncertainty?

If you’d like to become more assertive (without becoming a jerk, of course), replace “might” and “might not” with “will” and “won’t.” The higher level of commitment in these latter words will, at the very least, make you appear like a reliable decision-maker.

5. WISH

“The most important thing in life is to stop saying ‘I wish’ and start saying ‘I will.’ Consider nothing impossible, then treat possibilities as probabilities,” writes Charles Dickens in David Copperfield.

Compared to “will,” “wish” is passive and paints the image of a daydreamer waiting and waiting. Just consider the phrases “I wish I was a programmer” and “I will become a programmer,” for instance. The latter sounds much more likely to take action. (The former also sounds like you’re talking to a genie.)

Now, we know that you can’t just eliminate these (very) common words from your vocabulary overnight. But, you can maybe try to start working on it someday soon.